Offer more choice at checkout and watch conversion grow

Pay by Bank is the new way to pay – it's faster, safer, and smarter. Start converting more and saving on every transaction with open banking.

Let's talk

Offer more choice at checkout and watch conversion grow

Pay by Bank is the new way to pay – it's faster, safer, and smarter. Start converting more and saving on every transaction with open banking.

Let's talk
Trusted by
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Open banking makes it easier

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Flexible

Customers want choice. Enable them to pay by bank or card, on the same day or a future date, via any channel.

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Friction free

Seamless pay by bank and pay by card payment flows make it easy to pay in-app, online, or on a mobile phone.

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Fast

Increase cash flow and reduce wait times for customers and consumers with near instant settlement.

Powerful solutions to enable your customer journeys

Nello Pay

Instant bank and card payments made right from your app, invoice, platform, payment link and more.

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Nello Data

Need to do credit, income or affordability checks? Nello Data makes it easy to request and pull select account data with customer consent.

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Simple and secure hosted payment and account data solutions that leave the technical stuff to us.

Pay by Bank

Add A2A payments to your own custom applications through direct integration with our open banking payment API. For licensed AISP/PISP companies.

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Account Data

Real-time access to the most current and reliable financial data available with your customers’ consent to power your own applications and services.

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Seamless account-to-account (A2A) payments and account data to power your own applications.

Flexible and fit for purpose

Additional features and products to tailor your solution

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Your brand front and centre

Your brand. Your checkout. With Soft Branding and White Label options, you can customise Nello Pay to your needs.

Flexible payments

Pay how and when you want. Let users pick the date to pay.

Pay by link

Convenient payment links where and how users want them, whether that’s SMS, QR code, email or embedded behind a button.

Card payments

Although we strive for open banking payments, we believe customers should pay how they are comfortable. Accept card payments alongside our other solutions

Manage everything in your dashboard

Your all-in-one transaction insights and statuses. Getting started with our open banking solutions is now easier than ever.

Pay Date

Product
Feature

Pay by Card

Product
Feature

Embedded Login

Product
Feature

Pay by Link

Product
Feature

SMS Sending

Product
Feature

Soft Branding

Product
Feature

White Label

Product
Feature

Data makes it smarter

How we leverage open banking data to reduce payment friction, fraud and settlement time.

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Improved User Experience

Streamline the checkout process by eliminating the need for users to enter card details, or even use a card, making the payment faster and more convenient, especially on mobile.

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Real-time payment status

Provide real-time payment tracking and status transparency, including 'completed' payments guarantee, via merchant portal or webhook integration.

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End-to-end safety

A2A payments leverage multi-factor authentication, strong customer authentication, real-time AML/KYC monitoring, and data encryption in transit and at rest to reduce the risk of fraud, especially card-not-present fraud, to keep you and your customers safe.

Is it for me? You bet!

We’re working with multiple industries in your sector

Payment service providers

Ticket and event platforms

Online marketplaces

Service providers

E-commerce platforms

Transportation providers

What our customers say

Neonomics is a great fit for what we’re doing at Spense, as we both focus on providing great customer journeys and user experiences. Our integration lets end-users pay right from their bank without even having to leave their web browser, and in addition we’ve seen significant administrative savings connected to payments made through Neonomics. It’s a fantastic partnership and we’re excited to develop our customer journey further using open banking.

We are excited to partner with Neonomics, as they have one of the most robust unified bank API platforms, with a technical set-up that supports our need to work with partners that can offer highly secure services in both today's and tomorrow's regulatory environment. By working together, we can make open banking an even more pan-European offering that helps to streamline payments and enables access to banking account data.

"Our partnership with Neonomics lets us simplify payments for large purchases all while enhancing security. Given the high transaction amounts in car sales, it's crucial to offer a secure payment method that doesn’t sacrifice ease and simplicity. Neonomics' solution helps buyers quickly and safely complete transactions directly from their bank account, saving time and reducing administrative hassle."

"Reach, market insight, and technical viability were paramount in our selection of a partner for expanding our services. Neonomics has consistently demonstrated high quality throughout our relationship, and we are excited to expand our offering outside of Sweden across the Nordics with Neonomics.”

“Neonomics offers one of the strongest open banking solutions in the market. With our customers increasingly seeking efficient and user-friendly account-to-account payments and data services, we see a clear opportunity to deliver compelling value across multiple markets.”

Why customers chose us

80
%
Average savings, compared to cards
90
+%
Average conversion rate
80
%
Nordic bank connectivity
100
%
PSD2 compliant API

One connection, one provider, one service

Secure access to all the banks

See our coverage

Could your business benefit from open banking?

Let's chat and find the perfect solution for you.

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Neonomics AS is licensed as a Payment Institution (PI), Payment Initiation Service Provider (PISP) and Account Information Service Provider (AISP), issued by the Norwegian Financial Supervisory Authority (Finanstilsynet) passported across the EU.

The Smart Request Company Ltd (trading as Ordo and Nello) is a company registered in England and Wales (company number 11338545) whose registered office is 1 High Street, Thatcham RG19 3JG. Nello is authorised by the UK’s Financial Conduct Authority to provide Payment Initiation Services and Account Information Services under FRN: 836070.
Neonomics AS is licensed as a Payment Institution (PI), Payment Initiation Service Provider (PISP) and Account Information Service Provider (AISP), issued by the Norwegian Financial Supervisory Authority (Finanstilsynet) passported across the EU.
Swiss Approval Certificate ISO 27001:2022 for Neonomics AS