Optimize your invoicing

Say goodbye to high transaction costs and hello to a simple, seamless and secure payment solution that your customers will love. Powered by open banking.

Let's talk

Optimize your invoicing

Say goodbye to high transaction costs and hello to a simple, seamless and secure payment solution that your customers will love. Powered by open banking.

Let's talk
Trusted by
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Open banking makes it easier

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Flexible

Customers want choice. Enable them to pay by bank or card, on the same day or a future date, via any channel.

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Friction free

Seamless pay by bank and pay by card payment flows make it easy to pay in-app, online, or on a mobile phone.

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Fast

Increase cash flow and reduce wait times for customers and consumers with near instant settlement.

Powerful solutions to enable your customer journeys

Nello Pay

Instant bank and card payments made right from your app, invoice, platform, payment link and more.

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Nello Data

Need to do credit, income or affordability checks? Nello Data makes it easy to request and pull select account data with customer consent.

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Simple and secure hosted payment and account data solutions that leave the technical stuff to us.

Pay by Bank

Add A2A payments to your own custom applications through direct integration with our open banking payment API. For licensed AISP/PISP companies.

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Account Data

Real-time access to the most current and reliable financial data available with your customers’ consent to power your own applications and services.

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Seamless account-to-account (A2A) payments and account data to power your own applications.

Flexible and fit for purpose

Additional features and products to tailor your solution

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Your brand front and centre

Your brand. Your checkout. With Soft Branding and White Label options, you can customise Nello Pay to your needs.

Flexible payments

Pay how and when you want. Let users pick the date to pay.

Pay by link

Convenient payment links where and how users want them, whether that’s SMS, QR code, email or embedded behind a button.

Card payments

Although we strive for open banking payments, we believe customers should pay how they are comfortable. Accept card payments alongside our other solutions

Manage everything in your dashboard

Your all-in-one transaction insights and statuses. Getting started with our open banking solutions is now easier than ever.

Pay Date

Product
Feature

Pay by Card

Product
Feature

Embedded Login

Product
Feature

Soft Branding

Product
Feature

White Label

Product
Feature

Pay by Link

Product
Feature

SMS Sending

Product
Feature

Data makes it smarter

How we leverage open banking data to reduce invoicing friction, fraud and resolution time

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Integrated remittance

Eliminate manual entry and costly errors with auto-filled and embedded remittance info such as KID/OCR number, amount and account holder name.

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Real-time payment status

Provide real-time payment tracking and status transparency, including 'completed' payments guarantee, via merchant portal or webhook integration.

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End-to-end safety

Employ secure account holder verification and strong customer authentication (SCA), and real-time AML/KYC monitoring to keep you and your customers safe.

Is it for me? You bet!

We’re working with multiple industries in your sector

Invoice distribution

Credit management

Accounting and ERP systems

Utility and Telcos

Lending and Finance

Service providers

What our customers say

Account-to-account payment is the future, with a lot of benefits, for both for us and our end-user. For Axactor, we get the data we need to be efficient, and reduced transaction times at a lower cost. For the debtor, the solution is intuitive, user-friendly and easy to use.

This is a big win for both consumers and our customers, the organisations that send invoices, who stand to benefit greatly from having such effective means to send and receive payments.

We believe open banking is evolving the way consumers interact with financial services and with our strong collaboration with Neonomics, we are giving our customers a more cost-efficient means to manage how their customers pay bills and invoices.

Simplification around payments is one of the most important things we can prioritize, and Neonomics is known for having one of the strongest and most robust API platforms for banks in the Nordics.

Neonomics stood out as the leading platform, offering a simple and effective solution that’s connected to all of the major Finnish banks. Being a pioneer is never easy and Neonomics has proven to be a reliable and responsive service provider.

Why customers chose us

80
%
Average savings, compared to cards
90
+%
Average conversion rate
80
%
Nordic bank connectivity
100
%
PSD2 compliant API

One connection, one provider, one service

Secure access to all the banks

See our coverage

Could your business benefit from open banking?

Let's chat and find the perfect solution for you.

Let's Talk
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Neonomics AS is licensed as a Payment Institution (PI), Payment Initiation Service Provider (PISP) and Account Information Service Provider (AISP), issued by the Norwegian Financial Supervisory Authority (Finanstilsynet) passported across the EU.

The Smart Request Company Ltd (trading as Ordo and Nello) is a company registered in England and Wales (company number 11338545) whose registered office is 1 High Street, Thatcham RG19 3JG. Nello is authorised by the UK’s Financial Conduct Authority to provide Payment Initiation Services and Account Information Services under FRN: 836070.
Neonomics AS is licensed as a Payment Institution (PI), Payment Initiation Service Provider (PISP) and Account Information Service Provider (AISP), issued by the Norwegian Financial Supervisory Authority (Finanstilsynet) passported across the EU.
Swiss Approval Certificate ISO 27001:2022 for Neonomics AS