Flexible and fit for purpose
Additional features and products to tailor your solution
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Enhance your online lending
Super charge your credit decisioning with current and reliable financial data available in an instant. Powered by open banking.
Enhance your online lending
Super charge your credit decisioning with current and reliable financial data available in an instant. Powered by open banking.
Trusted by
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Open banking makes it easier
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Friction free
Enable end-users to verify their identity, account ownership, autofill applications, and provide transaction history using their bank account data.
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Flexible
Verify specific data, like income and expenses, or analyze transaction history to get a clear picture of the applicant's financial situation.
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Fast
Streamline credit scoring and decisioning, and onboarding end-users easily using the same data to set up their account and payment plan.
Powerful solutions to enable your customer journeys
Nello Pay
Instant bank and card payments made right from your app, invoice, platform, payment link and more.
Nello Data
Need to do credit, income or affordability checks? Nello Data makes it easy to request and pull select account data with customer consent.
Nello AI
The next-gen of personal finance management leveraging GenAI and account data to provide personalized and tailored financial insight.
Simple and secure hosted payment and account data solutions that leave the technical stuff to us.
Pay by Bank
Add A2A payments to your own custom applications through direct integration with our open banking payment API. For licensed AISP/PISP companies.
Account Data
Real-time access to the most current and reliable financial data available with your customers’ consent to power your own applications and services.
Verify
Enable end users to effortlessly verify their ownership over a specific account number. Perfect for identity confirmation, onboarding and payouts.
Seamless account-to-account (A2A) payments and account data to power your own applications.
Data makes it smarter
We leverage open banking data to reduce friction, fraud and settlement time.
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Reliable and accurate financial data
Access current and historical transaction data via a dedicated open banking API to enhance credit scoring and risk models and reduce administration costs.
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Data orchestration and categorization
Industry-leading bank data unification across the banks and transaction categorization for precise and reliable insights and immediate data utilization.
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End-to-end safety
Employ secure customer authentication, account holder verification, confirmation of payee, and data encryption in transit and at rest to keep you and your customers safe.
Is it for me? You bet!
We’re working with multiple industries in your sector
What our customers say
"We are passionate about you making smart choices related to your finances and believe that one way to do that is to create a transparent market for all types of loans. What we have built in Norway using open banking, we want to take global."
“We saw first-hand how blending different publicly available datasets could contribute to more effective decision making when it came to credit risk analysis, but that was just the tip of the iceberg. Together with Neonomics, we will take this to another level, significantly expanding our ability to provide real-time insights to a much broader market.”
Neonomics is a great fit for PERX to enable fast, secure and user-friendly payments for our investors. Neonomics’ technical expertise and drive helps us to get the most out of open banking.
“Being a digital-only bank, we’re continuously seeking innovative solutions to deliver a great experience for our customers. By launching Neonomics highly cost-efficient payments services for loan repayment, we make it even easier for our consumers to pay while creating savings on every transaction.”
Why customers chose us
80
%
Average savings, compared to cards
90
+%
Average conversion rate
80
%
Nordic bank connectivity
100
%
PSD2 compliant API
One connection, one provider, one service
Secure access to all the banks
