How it works
Once an order is ready for payment, the order is sent to Spense via an integration with their client’s DMS or via their stand-alone portal Spense GO. Spense produces a payment request and sends the customer SMS or email.
Click the link
Customers click the link in the SMS or email to open and review the invoice and payment options.
Choose bank payment
They choose ‘pay from account’ to make a secure payment directly from their bank account right in the app or website using Neonomics Payment Initiation service.
Authorize and pay
They connect to their bank, select the account they wish to use, and then authorize the payment using Bank ID or their bank’s authentication app.
When the payment is complete, the customer can see where the vehicle can be collected and a detailed receipt, while the dealer or service provider receives instant confirmation that payment has been made
Hear from the client
Neonomics is a great fit for what we’re doing at Spense, as we both focus on providing great customer journeys and user experiences. Our integration lets end-users pay right from their bank without even having to leave their web browser, and in addition we’ve seen significant administrative savings connected to payments made through Neonomics. It’s a fantastic partnership and we’re excited to develop our customer journey further using open banking.
Jonas Lisgård
CEO of Spense
Why A2A is a better wayto pay
Cost efficient
An embedded payment solution that enables the user to see their bank account balance and pay right away without having to leave the app.
Frictionless
The streamlined payment flow reduces the need for manual entry making it faster and easier for users to pay.
Hear from their client
Customers today desire user-friendly solutions, and Spense provides just that. In the past, customers were required to pay using credit cards or invoices. Now they can conveniently make payments from the comfort of their homes using their preferred payment method, and simply pick up the key from me afterwards. Our cash flow has improved significantly, transitioning from good to even better. Since implementing Spense, our accounts receivable has been reduced to nearly zero. As a result, we now function as a workshop, rather than a bank!
Glenn Johannesen
General Manager, Utvik Autoservice
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