Now, when you use Neonomics Checkout to pay you can create an account for an even faster payment experience. Creating an account takes less than a minute and enables you to be a pre-authorized user. As a pre-authorized user, you will not need to connect to your bank every time you make a payment. Instead, you can go right to the payment step - pay and go. It’s that easy!

To create an account, simply click the ‘Create an account’ button after you make your first payment:
1. Enter your email and choose a password
2. Click Next to create your profile
3. Go to your email to verify your profile*

Then, the next time you make a payment using the 'Pay directly from your bank' option:
1. Simply sign-in using your email and password
2. Choose the account you want to use
3. Approve the payment using BankID or your banks’ authorization app

See for yourself

Create an account

‍Pay faster next time

Creating an account provides you with more than just faster payments, you can also:

• Manage your password
• Update your email
• Remove or change your preferred account
• Delete your profile

As an account user, you have full control of your data. Your data is never used for anything other than executing payments that you authorize using your bank's preferred secure customer authentication (SCA) system, for example, BankID or your bank’s own authorization app.

Some commonly asked questions

What’s open banking?
Open banking is a new way to pay, like Apple or Google Pay, but you do not need a credit card or debit card to enable it. Instead, anyone with a bank account can make a direct account-to-account payment from their bank account to the merchant’s bank account. It’s a fast, easy and safe way to pay that reduces payment errors and risks.

Do I have to create a profile?
No. You always have the option to continue as a guest if you would prefer whether you have a profile or not. Simply skip the sign-in option and follow the steps to connect to your bank.  
First time users will always have to do two authorizations – the first authorization, gives the payment application approval to connect to your bank. The second, gives your bank permission to make the payment.

When creating an account, do I need to open my email to verify my account before I can complete my payment? *
No, you can confirm your account after you have completed your payment.

Do I have type in my email and password every time I sign in?
Definitely not. Checkout is compatible with Apple and Android password managers including using face ID or your fingerprint.

You may be able to use face ID or your fingerprint to approve the payment as well if your bank support biometric authentication.

What makes it safer?
Account-to-account payments made using Neonomics Checkout are one of the safest payment options available because the payment happens directly between your bank and the merchant’s bank using the bank's own security systems.  

When you pay by bank, you do not have to enter or store any card or account numbers, and you authorize the payment using either BankID or your bank’s own authentication app. Some banks, even allow pre-authorized users to make secure payments up to 400 NOK without having to do the second authorization.

Neonomics is a Norwegian open banking platform and authorized Payment Initiation Service Provider licensed by the Financial Supervisory Authority of Norway. We follow the strictest guidelines governing payments, account data, and bank API access to provide end-to-end security for our customers.

Want to learn more?

‍Learn more about open banking and how account-to-account payments work here:

Open Banking Explained

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